Fido Scores range between 0 and 800, split into the following brackets:
| Score | Interpretation |
| 0-250 | Bad |
| 251-500 | Fair |
| 501-660 | Good |
| 661-800 | Excellent |
An initial Fido Score which varies per individual is assigned prior to your first credit approval. By providing additional financial and personal information you can improve your Fido Score and unlock larger credit limits and improved credit terms (e.g. lower interest rates).