Applying for Fido credit

Why get personal credit from Fido?
At Fido, we believe getting credit should be fast, easy, and transparent, no long paperwork, no hidden fees, and no waiting around. Here’s why you should choose Fido for your personal credit: FAST – Receive your money within minutes: No delays, no unnecessary steps. Apply and get your funds in...
How do I apply for personal credit with Fido?
Applying for personal credit with Fido is quick, easy, and entirely online through the Fido App. Follow these steps to get started: Register Install the Fido App from the Google Play Store or Apple App Store using this link: DOWNLOAD. Register your Fido Account by providing a valid mobile nu...
What are the requirements for applying for Fido credit?
To apply for personal credit with Fido, you will typically need to meet the following requirement: You must be a Ugandan citizen, living in Uganda. You must be at least 18 years old. Have an active mobile money wallet (MTN Mobile Money and Airtel Money), registered in your name. Have a vali...
What is the maximum credit amount I can get?
As a first-time customer, you can access a credit limit of up to UGX 45,000. By making timely payments and building a strong financial track record with us, you can improve your credit score and unlock access to a higher credit limit, up to UGX 1,400,000 from your personal credit line. To check...
How long will it take to approve my credit?
Once you complete your credit request and confirm where you’d like to receive the money, the funds will be sent to your wallet in just a few seconds. Make sure to follow all the steps in the app, including selecting the repayment duration and agreeing to the credit terms. Once that’s done, you’...
What are the fees and interest rates charged on Fido credits?
At Fido, we believe in full transparency when it comes to fees and interest rates. Before applying for credit, you can review all applicable charges in the Fido App, helping you make an informed financial decision. How Interest Rates Work Fido's interest rate is determined based on the num...
What is an installment Credit?
Installment Credit makes repaying larger credit limits easier for Fido customers by allowing them to spread repayments over multiple months instead of making a single payment within one month. Customers who qualify for installment credit will see this option in the Fido app, where they can choos...
How soon can I apply for another credit after repaying my current credit?
Once you fully repay your outstanding balance, you can usually access another credit immediately. However, in some cases, based on our credit approval policy, you may need to wait until your scheduled due date before borrowing again. If you’re unable to draw credit right after repayment, here a...
My credit was not approved, what can I do?
We understand that not getting approved can be disappointing, but don’t worry, this doesn’t mean you can’t get credit in the future. In most cases, your request was not approved because we don’t have enough information to make a decision. What Can You Do? Check your feedback in the Fido App: ...
My credit was approved! What should I do next?
Congratulations on receiving your credit! This is a great opportunity to build a good relationship with Fido by repaying your credit on time when it is due. Doing this will improve your Fido Score and qualify you for a personal credit line that offers higher credit limits with lower interest rat...